|
Modest Lifestyle |
Moderately Affluent Lifestyle |
THE BASICS |
Shelter (excl. mortgage payments) |
$8,700 |
$7,907 |
Mortgage payments |
$0 |
$5,500 |
Vehicles |
$6,000 |
$9,428 |
Groceries |
$6,500 |
$7,044 |
Health and dental |
$6,000 |
$200 |
Home and garden |
$2,500 |
$2500 |
Clothing and personal care |
$1,000 |
$4000 |
Phone and communication |
$1,600 |
$2,200 |
Personal insurance & financial services |
$0 |
$1,500 |
Local transportation |
$0 |
600 |
Subtotal |
THE EXTRAS |
Recreation and entertainment |
$1,000 |
$3,900 |
Restaurants, alcohol, tobacco |
$2,300 |
$5,280 |
Travel |
$8,000 |
$10,000 |
Pets |
$500 |
$500 |
Charitable and personal gifts |
$2,500 |
$7,000 |
Miscellaneous |
$1,500 |
$2,500 |
Subtotal |
|
|
TOTAL (excluding tax) |
|
|
Income taxes |
$6,000 |
$15,450 |
TOTAL (including tax) |
$53,100 |
$85,695 |