Over the first two decades of the 21st century, America has lost its sense of safety, the calm confidence that the future is ours, that our institutions are sound or even minimally competent. ...smack in the middle of a crisis of confidence, a crisis of authority, plus social and spiritual crises all at once. ...If the old American creed grew up in an atmosphere of assumed security and liberty, the new one is growing up in an atmosphere of vulnerability and precariousness....In this atmosphere, economic resilience will be more valued than maximized efficiency. We’ll spend more time minimizing downside risks than maximizing upside gains.